Premium Checking
Receive exclusive benefits with this tiered-rate, interest-bearing checking account for clients that maintain a high balance. You’ve earned it!
| Balance | Interest Rate | APY* |
|---|---|---|
| Balances under $15,000.00 | 0.05% | 0.05% |
| Balances $15,000.00 and above | 0.05% | 0.05% |
| Balance | Interest Rate | APY* |
|---|---|---|
| Balances under $15,000.00 | 0.05% | 0.05% |
| Balances $15,000.00 and above | 0.05% | 0.05% |
| Balance | Interest Rate | APY* |
|---|---|---|
| Balances under $15,000.00 | 0.05% | 0.05% |
| Balances $15,000.00 and above | 0.05% | 0.05% |
| Balance | Interest Rate | APY* |
|---|---|---|
| Balances under $15,000.00 | 0.05% | 0.05% |
| Balances $15,000.00 and above | 0.05% | 0.05% |
* Annual Percentage Yield
- No below balance fee with at least $5,000 average daily balance† for the statement cycle. Otherwise, it’s $25 per statement cycle.
- Fee-free ATM transactions at over 90,000 Republic Bank/Presto/Accel/MoneyPass/Allpoint ATMs
- Unlimited free non-Republic ATM transactions per statement cycle, includes reimbursement of fees charged by ATM owner.**
- Unlimited check writing 1
- $50 minimum opening deposit
- Free Debit Card with higher usage limits
- A package of no fee services:
- Free Republic Bank checks
- Free safe deposit box—where available (limit 1 box per client)
- Free mobile deposit***
- The $4 paper statement fee is not charged for this account.
Rates are subject to change. These rates are as of 10/09/2026. Fees may reduce earnings.
1 Unlimited check writing subject to available funds
† Calculated by adding the daily balance in the account for each day of the statement cycle and dividing that figure by the number of calendar days in the statement cycle.
** Fee will be reimbursed on next business day
*** Message and data rates may apply from your wireless carrier. Usage and qualification restrictions apply.