Equipment Leasing from Republic Bank
Finance or lease the equipment your business needs with help from Republic Bank Commercial Finance.
Contact a Finance Officer
Features and Benefits
Republic Bank Commercial Finance partners with businesses across transportation, construction, manufacturing, healthcare, and other asset‑intensive industries to deliver practical, flexible equipment financing solutions.
Up to 100% financing for new and used equipment
Highly flexible payment structures, including seasonal, deferred, step‑up, and step‑down options
Loans and leases for both titled and non‑titled equipment
Industry‑experienced specialists who understand equipment values and operating cycles
Local decision‑making and responsive service from a dedicated Commercial Finance team
Master commitment lines available, with no requirement to move existing banking relationships
Leasing and Financing Options
Equipment loans
With a security agreement, Republic Bank Commercial Finance may provide financing for up to 100% of equipment cost. Your business purchases the equipment and retains ownership.
TRAC lease
A TRAC lease is available for titled vehicles and allows for a residual based on expected utilization. This may help reduce total payment amount compared with other structures.
Tax lease / First Amendment lease
This option is designed for non-titled equipment. At the end of the lease term, your business may have options to purchase the equipment or renew the lease.
Finance lease
A finance lease has many characteristics of a loan. Your business uses the equipment during the term and purchases it at the end of the lease for a stated amount.
How to Get Started
Getting started is simple. Talk with an equipment finance officer about the equipment you plan to purchase and how it will be used. In many cases, we can provide quick structural feedback before a full credit request is submitted.
Many decisions are made locally, allowing for faster turnaround and greater flexibility.
Contact a Commercial Finance Officer
Connect directly with a Commercial Finance Officer specializing in equipment finance.
