Flex Checking
Flex Checking is an interest-bearing account with flexible account options built in to help you avoid a monthly fee.
| Balance | Interest Rate | APY* |
|---|---|---|
| All Balances | 0.01% | 0.01% |
* Annual Percentage Yield
- No monthly fee with at least $1,000 average daily balance†, one (1) direct deposit or 10 debit card Point of Sale (POS) transactions per statement cycle. Otherwise, it’s $12 per statement cycle.
- Fee-free ATM transactions at over 90,000 Republic Bank/Presto/Accel/MoneyPass/Allpoint ATMs
- The $4 paper statement fee is not charged for this account.
- Free mobile deposit**
- $50 minimum opening deposit
Rates are subject to change. These rates are as of 06/09/2026. Fees may reduce earnings.
† Calculated by adding the daily balance in the account for each day of the statement cycle and dividing that figure by the number of calendar days in the statement cycle.
** Message and data rates may apply from your wireless carrier. Usage and qualification restrictions apply.