Republic Bank & Trust

Send Money With ZelleŽ

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Send Money with Zelle®

Introducing Zelle® – a fast, safe and easy way to send money in minutes1 to your friends and family, right from Republic Bank's Internet & Mobile Banking4. Zelle makes it easy to send money to or receive money from people you trust – no matter where they bank2. Best of all, Republic Bank does not charge any fees to use Zelle!

Send money the way it was meant to be sent.

FAST

Send money directly from your account to theirs - typically in minutes1

SAFE

Send or receive money right from your Republic Bank Internet & Mobile Banking4.

EASY

Send money to almost anyone you know2 using just an email address or U.S. mobile phone number.

 

Zelle

Find Zelle in Republic Bank's Internet and Mobile Banking4

Log in and go to access "Send Money with Zelle®" from the navigation menu. Then, enroll with your U.S. mobile number or email address to get started.

 
How To Send Money
1
Log in to Republic Bank’s Internet & Mobile Banking4 and click on "Send Money with Zelle®" and select "Send."
2
Choose a contact, or add their U.S. mobile number or email address.
3
Add the amount and an optional note, then send.

Frequently Asked Questions

  • What is Zelle?
    Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you know and trust, regardless of where they bank in the U.S. Ask your recipient to enroll with Zelle before you send them money – this will help them get your payment more quickly.
     
  • Who can I send money to with Zelle?
    You can send money to friends, family and people you know2. We recommend you ask people to enroll with Zelle before you send them money – this will help them get your payment more quickly.

    Since money is sent directly from your bank account to another person’s bank account within minutes1, it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number. Zelle should only be used to send money to friends, family or others you trust.
  • How do I use Zelle?
    You can send, request, or receive money with Zelle. To get started, log into Republic Bank's Internet & Mobile Banking4 and select “Send Money with Zelle®”. Enter your email address or U.S. mobile phone number, receive a one-time verification code3, enter it, review & accept terms and conditions, and you’re finished.

    To send money using Zelle, add a trusted recipient’s email address or U.S. mobile phone number, add the amount you’d like to send and an optional memo, review, then hit “Send.” In most cases, the money is available to your recipient in minutes1.

    To request money using Zelle, choose “Request,” select the individual(s) from whom you’d like to request money, enter the amount you’d like to request, include an optional note, review and hit “Request”.**

    To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.
     

    ** In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle.

     
  • Someone sent me money with Zelle, how do I receive it?
    If you have already enrolled with Zelle, you do not need to take any further action. The money will move directly into your bank account, typically within minutes1. If you have not yet enrolled with Zelle, follow these steps:
    • Click on the link provided in the payment notification you received via email or text message3.
    • Select Republic Bank
    • Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile number where you received the payment notification - you should enroll with Zelle using that email address or U.S. mobile number to ensure you receive your money.
  • What types of payments can I make with Zelle?
    Zelle is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor2.

    Since money is sent directly from your bank account to another person’s bank account within minutes1, Zelle should not be used to send money to people you don’t know or trust.

    Neither Zelle nor Republic Bank offer a protection program for any authorized payments made with Zelle – for example, if you do not receive the item you paid for or the item is not as described or as you expected.
  • Are there any fees to send money using Zelle?
    Republic Bank does not charge any fees to use Zelle3.
  • How do I get started?
    It’s easy — Zelle is already available within Republic Bank's Internet & Mobile Banking4! Log in and follow a few simple steps to enroll with Zelle today. We recommend you enroll before someone sends you money – this will help you get your first payment faster.

    You can find a full list of participating banks and credit unions live with Zelle here. If your recipient’s bank isn’t on the list, don’t worry! The list of participating financial institutions is always growing, and your recipient can still use Zelle by downloading the Zelle app for Android and iOS.

    To enroll with the Zelle app, your recipient will enter their basic contact information, an email address and U.S. mobile number, and a Visa® or Mastercard® debit card with a U.S. based account (does not include U.S. territories). Zelle does not accept debit cards associated with international deposit accounts or any credit cards.
  • How does Zelle work?
    When you enroll with Zelle through the Republic Bank's Internet & Mobile Banking4, your name, the name of your bank and the email address or U.S. mobile number you enrolled is shared with Zelle (no sensitive account details are shared – those stay with Republic Bank). When someone sends money to your enrolled email address or U.S. mobile number, Zelle looks up the email address or mobile number in its “directory” and notifies Republic Bank of the incoming payment. Republic Bank then directs the payment into your bank account, all while keeping your sensitive account details private.
  • Can I use Zelle internationally?
    In order to use Zelle, the sender and recipient’s bank accounts must be based in the U.S.
  • Can I cancel a payment?
    You can only cancel a payment if the person you sent money to hasn’t yet enrolled with Zelle. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select "Cancel This Payment."

    If the person you sent money to has already enrolled with Zelle, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you know and trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.

    If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If you aren’t able to get your money back, please call us at 1-888-782-3333 so we can help you.
  • How long does it take to receive money with Zelle?
    Money sent with Zelle is typically available to an enrolled person within minutes1. Ask your friends and family to enroll with Zelle before you send them money – this will help them get your payment more quickly.

    If you send money to someone who isn’t enrolled with Zelle, they will receive a notification prompting them to enroll. After enrollment, the money will move directly into your recipient's account. Once their first payment completes, your recipient will be able to receive future payments faster, typically within minutes1.

    If your payment is still pending, we recommend confirming that the person you sent money to has enrolled with Zelle and that you entered the correct email address or U.S. mobile phone number. If you’re waiting to receive money, you should check to see if you’ve received a payment notification via email or text message3. If you haven’t received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.

    Still having trouble? Please give the Republic Bank customer support team a call toll-free at 1-888-782-3333 or get in touch through our support page.
  • Will the person I send money to be notified?
    Yes! They will receive a notification via email or text message3.
  • Is my information secure?
    Keeping your money and information safe is a top priority for Republic Bank. When you use Zelle within our Internet and Mobile Banking4, your information is protected with the same technology we use to keep your bank account safe.
  • I’m unsure about using Zelle to pay someone I don’t know. What should I do?
    If you don’t know the person, or aren’t sure you will get what you paid for (for example, items bought from an on-line bidding or sales site), you should not use Zelle for these types of transactions.

    These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk). Neither Zelle nor Republic Bank offer a protection program for any authorized payments made with Zelle - for example, if you do not receive the item you paid for or the item is not as described or as you expected.
  • What if I get an error message when I try to enroll an email address or U.S. mobile number?
    Your email address or U.S. mobile phone number may already be enrolled with Zelle at another bank or credit union. Call our customer support team and ask them to move your email address or U.S. mobile phone number to Republic Bank so you can use it for Zelle. Once customer support moves your email address or U.S. mobile phone number, it will be connected to your Republic Bank account so you can start sending and receiving money with Zelle. Please call Republic Bank customer support toll-free at 1-888-782-3333 for help.





 

Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.

Must have a bank account in the U.S. to use Zelle.

3 Message and data rates may apply.

4 Message and data rates may apply from your wireless carrier.

 

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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