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Easy Interest Checking

Florida Content

The Easy Interest Checking Account is best checking in town!  It offers a high level of interest, if account requirements are met.

Earn over 20x more than the national average on your checking account!*

Balance Interest Rate APY1
Balances Through $49,999.99 0.05% 0.05%
Balances Through $49,999.99
with at least one direct deposit2, online statements AND 10 or more POS transactions3 processed each statement cycle
1.00% 1.00%
All balances equal to or exceeding $50,000 0.05% 0.05%

Rates are subject to change. These rates are as of MM/DD/YYYY. Fees may reduce earnings.

  • No minimum balance. No monthly fee.
  •  Earns interest of 0.80% APY up to $30,000, if the following conditions are met:  ACH credit, e-statements and 20 POS debit card transactions per statement cycle. If not, the account earns the default rate of 0.05%Free Republic Bank/Presto/SUM/MoneyPass/Allpoint ATM transactions
  • Free mobile deposit**
  • Free Mobile Wallet – Apply Pay, Samsung Pay and Google Pay compatible***
  • $50 minimum opening deposit
  • Account only available to new customers. A new customer is defined as not having a Republic Bank checking account as of the date of account opening.
Visit one of our six convenient banking centers to open an account or call  for more details.

6600 Central Avenue
St. Petersburg, FL 33707
(727) 344-5577
View our locations map


4th Street
6300 4th Street North
St. Petersburg, FL 33702
(727) 526-5678
View our locations map


Port Richey
9037 US Highway 19
Port Richey, FL 34668
View our locations map


7800 Seminole Boulevard
Seminole, FL 33772
(727) 399-2345
View our locations map


Temple Terrace
11502 North 56th St.
Temple Terrace, FL 33617
View our location maps


12933 Walsingham Road
Largo, FL 33774
(727) 596-2323
View our locations map




Switch Kit - the hassle-free way to move your account to Republic Bank!


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* As of 2-26-18, the 1.00% Annual Percentage Yield (APY) is over 20 times higher than the national interest rate for checking accounts defined as a simple average of rates paid by all insured depository institutions and branches for which data is available as reported by the FDIC on 2-26-18, if you meet minimum activity requirements as detailed at
** Message and data rates may apply from your wireless carrier. Usage and qualification restrictions apply.
*** Standard messaging and data rates may apply for app download and usage. For the latest and complete list of Apple Pay, Samsung Pay and Google Pay eligible devices, go to
1 Annual Percentage Yield
2 Direct Deposit is defined as an ACH credit transaction, such as payroll or other automatic transfer into your account.
3 Does not include transactions conducted through the ATM.

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