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Checking Builder

Can't get a checking account?

We may be able to give you a second chance with our Checking Builder Account

Rebuild your banking privileges with Republic Bank's Checking Builder Account. The Checking Builder Account is a no minimum balance account, with a Republic Bank Debit Card and unlimited check writing.

  • No minimum balance
  • Unlimited debit card transactions
  • Free Republic Bank/Presto/SUM/MoneyPass/Allpoint ATM transactions
  • Free Internet banking
  • Unlimited automatic payments to pay your monthly bills
  • Eligible for Internet Bill Pay
  • Eligible to open savings product
  • Unlimited check writing

Account Opening Requirements

  • Only $50 to open
  • Government-issued, unexpired photo ID
  • Social Security Number
  • Documentation of satisfied debt from Chex System notation if necessary

Account Fees*

  • $12.95 monthly fee will be reduced to $7.95 with direct deposit OR at least 20 monthly point-of-sale (POS) debit card transactions**
  • $3 ATM Transaction at any non-Republic ATM, excluding Presto, SUM, MoneyPass and Allpoint ATMs

*See fee schedule for all other applicable account fees
**Does not include transactions conducted through an ATM


Reorder Your Personal Checks Information 1-888-782-3333
Taxpayer Assistance 1-866-581-1040
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Member FDIC. Equal Housing Lender. Equal Opportunity Lender.