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Credit Cards

Credit Card Options

Republic Bank Personal Cash Rewards Credit Card

MasterCard® Personal Cash Rewards Credit Card

  • Earn 1% cash rewards on all purchases*
  • No limits to the cash you earn
  • No Annual Fee
  Learn More

Republic Bank ScoreCard Rewards Credit Card

MasterCard® ScoreCard Rewards Credit Card

  • No Annual Fee
  • Earn Free Travel or Merchandise with Republic Bank's ScoreCard Rewards!**
  Learn More

Republic Bank Secured Credit Card

MasterCard® Secured Credit Card

  • Establish, strengthen or rebuild your credit***
  • Minimum balance of $350 required to open account
  • $50 Annual Fee
  Learn More
Zero Liability Protection****
You will not be held responsible in the event of unauthorized purchases.
Embedded Microchip Protection
Your card has been enhanced with an embedded microchip that provides increased protection against fraud.
Learn More
Extended Warranty****
Doubles the time on the original manufacturer’s warranty for up to one year on eligible purchases.
Identity Theft Resolution****
Helps you with credit bureau notification and credit card replacement should you become the victim of identity theft.
Price Protection****
Reimburses you the price difference on eligible items should you find a lower price within 60 days from the date of purchase when paying with your MasterCard.
MasterCard Global Service™
Assistance anytime, anywhere with Emergency Card Replacement, Emergency Cash Advance, or reporting of a lost or stolen card.

Already a Cardholder?

Online Card Management

  • Log in to Personal Internet Banking to check your balance, view statement history, make a payment, check your rewards balance and more. If you are not already enrolled in Internet Banking, click the register now button.

    Internet Banking Login      Register Now

Lost or Stolen Card?

  • To report a lost or stolen Republic Bank MasterCard® Credit Card, please call 1-866-292-0856.


Protect your account. Let us know before you go.

  • If you're traveling with your Republic Bank credit card please let us know when and where you're going — so we can help protect your accounts from fraud and ensure you have the best possible experience.  Click here for more information.


MasterCard SecureCode

MasterCard SecureCode enhances your current Republic Bank MasterCard account with a secret code to protect against unauthorized use of your card when you shop at participating merchants.

What is MasterCard® SecureCode?

MasterCard SecureCode is a new service to enhance your existing MasterCard account. A private code means added protection against unauthorized use of your card when you shop at participating online merchants.

How does MasterCard SecureCode work?

Once you've registered and created your own private SecureCode, you will be automatically prompted by your financial institution at checkout to provide your SecureCode each time you make a purchase with a participating online merchant. Your SecureCode is quickly confirmed by your financial institution and then your purchase is completed. Your SecureCode will never be shared with the merchant. It's just like entering your PIN at an ATM.

How does MasterCard SecureCode protect me?

When you correctly enter your SecureCode during a purchase at a participating online merchant, you confirm that you are the authorized cardholder and your purchase is then completed. If an incorrect SecureCode is entered, the purchase will not be completed. Even if someone knows your credit or debit card number, the purchase cannot be completed without your SecureCode at a participating merchant.

Sign Up Today for MasterCard SecureCode

If you are a client of Republic Bank please click here to enroll.


Introductory rate of 0% for 6 months from the date of your first transaction on purchases and an introductory rate of 0% for 6 months from the date of your first balance transfer. Balance transfers and purchases must be completed by within 60 days of account approval to receive introductory pricing. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances, new purchases and new balance transfers. The standard variable APR for purchases, cash advances, and balance transfers is between 8.95% and 20.95%, based on your creditworthiness at the time of application. The variable rates shown are accurate based on the 3.75% Prime Rate as of December 15, 2016. No balance transfer fees on transfers made within first 60 days. After first 60 days, balance transfer fee will be either $5.00 or 3% of the amount, whichever is greater. Other fees may apply. New card members only. Subject to credit approval. Additional limitations, terms and conditions apply. For additional cost information view the cardholder agreement at
*See Cardholder Agreement for program details.
** See Cardholder Agreement for program details.
*** Results not guaranteed.  Improvements in credit score dependent on your specific situation and financial behavior.
**** Certain terms, conditions and exclusions apply. Contact Republic Bank at 866-292-0856 for complete coverage terms and conditions or call 1-800-MC-ASSIST (1-800-622-7747) for assistance. Valid for Republic Bank MasterCard. Information 1-888-782-3333
Taxpayer Assistance 1-866-581-1040
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Member FDIC. Equal Housing Lender. Equal Opportunity Lender.