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Debit Card/ATM Cards

It's easier than a check, safer than cash and works like a credit card. Like a check, it draws directly from your checking account. Debit Card is convenient because it's accepted anywhere Mastercard is honored, and Debit Card is also an ATM card. All Debit Card transactions are itemized on your monthly checking account statement.

Need to order a new Debit Card/ATM Card?

Visit your nearest Republic Bank location, call us at 888-584-3600 or log in to Personal Internet Banking and go to the Online Forms section to place the order.

Must be an existing client to apply for a Debit Card or ATM card.

Embedded Microchip Protection
Your card has been enhanced with an embedded microchip that provides increased protection against fraud.
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Zero Liability Protection*
You will not be held responsible in the event of unauthorized purchases.

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Mastercard Travel Services
Use Mastercard Travel Services to book hotels, flights and car rentals.

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Mastercard Global Service™*
Assistance anytime, anywhere with Emergency Card Replacement, Emergency Cash Advance, or reporting of a lost or stolen card.

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Mastercard Airport Concierge™
Arrange for a personal, dedicated meet and greet agent to escort you through the airport on departure, arrival or any connecting flights, 24/7/365 at over 450 destinations worldwide.

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Identity Theft Resolution*
Helps you with credit bureau notification and credit card replacement should you become the victim of identity theft.

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Extended Warranty Insurance*
Doubles the time on the original manufacturer’s warranty for up to one year on eligible purchases.

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Price Protection*
Reimburses you the price difference on eligible items should you find a lower price within 60 days from the date of purchase when paying with your Mastercard.

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Satisfaction Guarantee*
Provides up to $250 per product, if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.

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* Certain terms, conditions and exclusions apply. See the Mastercard Guide to Benefits for more details and a complete explanation of card benefits provided by Mastercard.


Surcharge Free ATM Networks

Republic Bank is proud to offer our clients surcharge-free access to over 85,000 ATMs worldwide. When using any Allpoint, MoneyPass, Presto or SUM ATMs, Republic Bank debit cardholders will not be charged a surcharge. Just look for the following logos when using an ATM or view our ATM locator to find your nearest surcharge free ATM.

Allpoint ATM - Surcharge FreeMoneyPass ATM -  Surcharge FreePresto ATM -  Surcharge FreeSUM ATM - Surcharge Free

Purchase Rewards

Receive exclusive cash back offers at the types of places you shop the most! Just use your Republic Bank Debit Card at participating retailers and get cash back rewards deposited directly into your checking account at the end of each month. There’s no obligation and no limit to the number of offers you will receive. And best of all, there’s no cost for you to take advantage of this great savings opportunity! Click here for more info.

Blocked Areas for Debit Card Fraud

To minimize the concern of cardholders and risk to the bank, Republic Bank has blocked certain countries, states and merchants due to possible fraudulent activity/scams with our Debit Cards. Click here for more info.

Lost or Stolen Republic Bank ATM card or Republic Bank Debit Card

To report a lost or stolen Republic Bank ATM or Debit Card, please call 502-540-5363
or 1-888-540-5363. After regular business hours, please call 1-800-500-1044.


Protect your account. Let us know before you go.

If you're traveling with your Republic Bank debit card please let us know when and where you're going — so we can help protect your accounts from fraud and ensure you have the best possible experience.  Click here for more information.

Mastercard SecureCode

Mastercard SecureCode enhances your current Republic Bank Debit Card account with a secret code to protect against unauthorized use of your Republic Bank Debit Card when you shop at participating merchants.

What is Mastercard® SecureCode?

Mastercard SecureCode is a new service to enhance your existing Mastercard account. A private code means added protection against unauthorized use of your card when you shop at participating online merchants.

How does Mastercard SecureCode work?

Once you've registered and created your own private SecureCode, you will be automatically prompted by your financial institution at checkout to provide your SecureCode each time you make a purchase with a participating online merchant. Your SecureCode is quickly confirmed by your financial institution and then your purchase is completed. Your SecureCode will never be shared with the merchant. It's just like entering your PIN at an ATM.

How does Mastercard SecureCode protect me?

When you correctly enter your SecureCode during a purchase at a participating online merchant, you confirm that you are the authorized cardholder and your purchase is then completed. If an incorrect SecureCode is entered, the purchase will not be completed. Even if someone knows your credit or debit card number, the purchase cannot be completed without your SecureCode at a participating merchant.

Sign Up Today for Mastercard SecureCode

If you are a client of Republic Bank please click here to enroll. Information 1-888-782-3333
Taxpayer Assistance 1-866-581-1040
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