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* As of 3/25/14, $100,000 seven-year Adjustable Rate Mortgage (ARM) loan, 4.298% Annual Percentage Rate (APR) with 84 payments of $521.65. After 84 Payments, loan rate adjusts yearly based on changes to the Prime Rate as published in the Wall Street Journal plus 0.50%. As of 3/25/14 Prime Rate is 3.25%, therefore loan payment would adjust to 276 payments of $473.58. Loan example does not include monthly taxes and insurance so your actual payment may be greater. Offer available for owner-occupied properties, purchases only and subject to underwriting and approval. Maximum loan amount $417,000. Please contact one of our banking officers for information on higher loan amounts. Certain restrictions apply. Republic Bank & Trust Company Loan Originator ID #402606. Republic Bank Loan Originator ID #401399.
** As of 3/14/14, Annual Percentage Rate (APR) is the highest Prime Rate (Index) published in the ''Monthly Rates'' section of the Wall Street Journal on a monthly basis, but APR cannot decrease below floor rate of 3.25% (As of 3/14/14, the Prime Rate is 3.25%). After 12 month introductory fixed rate, rate adjusts based on Prime Rate. Your loan amount will be determined by your home value, available equity and credit history. Maximum loan amount $250,000. Subject to underwriting and approval. Certain restrictions apply. Limited time offer. Maximum of 80% CLTV. Primary checking required for discount rate. $199.00 processing fee and a $50 annual fee after first year. Maximum APR 18%. Minimum payment may not be sufficient to repay outstanding loan balance at the end of the draw period and may result in a single balloon payment. This loan may have a prepayment penalty; ask us for details. Republic Bank and Trust Company Loan Originator ID #402606. Republic Bank Loan Originator ID# 401399.
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