Republic Bank & Trust

Home Mortgages Resources

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Our informative resources for existing loan clients can help you better understand your payment options, escrow and insurance.
 

Mortgage Assistance & Repayment Options
We can help you understand your options if you are facing mortgage payment challenges.
 

Escrow Accounts
View our escrow overview and FAQs.
 

Homeowners Insurance
Helps you rebuild after damage caused by fires and other common disasters.
 

Mortgage Insurance (MIP or PMI)
Insurance that protects the mortgage lender against any loss they may occur if a mortgage goes into default for mortgages originated with down payments less than 20%.
 

Flood Insurance
Protects you from damage caused by heavy rain, coastal storms, melting snow, and more.
 

Lender-Placed Insurance
An insurance policy placed on your property when your insurance has lapsed, canceled or have insufficient coverage. The cost will be added to your monthly mortgage payment.

 

 

Nationwide Mortgage Licensing System (NMLS) Republic Bank & Trust Company ID # 402606
www.nmlsconsumeraccess.com

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