Republic Bank & Trust

Mastercard Money Manager Business Credit Card

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Signup for a new Republic Bank Money Manager
Credit Card and during the first 60 days receive:

0% introductory APR on purchases for 9 months**

The Money Manager Credit Card gives you peace of mind when shopping in addition to an array of valuable features and benefits.

Business Money Manager Mastercard


  • No cap on how many points you earn
  • Automatic rebates on eligible purchases with Mastercard EasySavings
  • Earn travel benefits or merchandise through Republic Bank's ScoreCard®* Rewards
  • $0 introductory annual fee for the first year, then $95
  • Now offering balance transfers


*See Cardholder Agreement for program details

Credit card accounts are available for RBT clients that have an existing deposit account (checking or savings) with Republic Bank. The account must not be overdrawn, must not be dormant, and the account must be held directly in the name of the credit card applicant. Memory Bank account holders are not eligible.

Apply Today!

To apply, visit your local Republic Bank banking center. If you have any questions, please call us at 866-292-0856.

ScoreCard® Rewards

Earn Free Travel or Merchandise with Republic Bank's ScoreCard Rewards! Track your rewards points or redeem them at

ScoreCard Rewards

eZ Business Online Card Management

Easily manage all of your cardholders’ accounts using our online credit card reporting and account management tool.

To setup an admin account,  please click here.  

If you already have an admin account, select Login Now to access and manage your company's cards.

Annual Percentage Rate
(APR) for Purchases
0%  Introductory APR for 9 months from the date of first purchase when purchases are completed within 60 days from the date of the account approval.
After that, 17.45%, APR can vary with the market based on the Prime Rate published in the Wall Street Journal.
APR for Balance Transfers 17.45% 
This APR can vary monthly with the market based on the Prime Rate published in the Wall Street Journal.
APR for Cash Advances 17.45% 
This APR can vary monthly with the market based on the Prime Rate published in the Wall Street Journal.
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.
Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50 on purchases and $3.00 on cash advances.
For Credit Card Tips from
the Consumer Financial
Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau
Annual Fee $0 introductory annual fee for the first year, then $95

Transaction Fees
• Cash Advance Fee

• International Transaction Fee

• Balance Transfer Fee

Either $10 or 3% of the amount of each cash
advance, whichever is greater.


Either $5 or 3% of the amount of each transfer, whichever is greater.
Penalty Fees
• Late Payment Fee
• Over the Limit Fee
• Returned Payment Fee

Up to $27
Up to $27

Other Fees
• Expedited Phone Payment
• Rush Card Fee
• Reissue Fee

$25 Domestic/$100 International


How we will calculate your balance: We use a method called "average daily balance (including new purchases)”.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Cardholder Account Agreement.

The Annual Percentage Rate (“APR”) is a variable rate. The APR shall be based on the highest Prime Rate listed in the Monthly Rate section of the Wall Street Journal on the 1st day of each month (or if the 1st is a Saturday, Sunday, or holiday, the next business day) and adding 14.2% to that rate, not to exceed 24%. Any change in the APR will go into effect on the first day of your new billing cycle that follows the effective date, as herein defined, of the Wall Street Journal published Prime Rate change and may result in an increase or decrease in the INTEREST CHARGE imposed on your account.

Ohio Residents Only: The Ohio laws against discrimination require that all creditors make credit equally available to all credit-worthy customers and that credit-reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.


** Introductory rate of 0% APR for 9 months from the date of your first transaction on purchases. After the introductory period ends, the standard purchase APR will be applied to unpaid introductory balances, and new purchases. The standard variable APR for purchases, cash advances, and balance transfers is 17.45%, based on your creditworthiness at the time of application. The variable rate shown is accurate based on the 3.25% Prime Rate as of April 1, 2020. Balance transfer fee is either $5 or 3% of the amount of each transfer, whichever is greater. Other fees may apply. New card members only. Subject to credit approval. Additional limitations, terms and conditions apply.*Certain terms, conditions and exclusions apply. Contact Republic Bank at 866-292-0856 for complete coverage terms and conditions or call 1-800-MC-ASSIST (1-800-622-7747) for assistance. Valid for Republic Bank Mastercard.

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