Republic Bank & Trust

Total Business Checking

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An account that offers tiered interest. This product is available to all business entities.


  • Interest is paid on average collected balance over $10,000 (see chart below)
  • First 750 items are free (checks written, deposits, deposited items, and ACH debits/credits received). All items in excess of 750 are $.40 each
  • Free ATM transactions everywhere! Access to over 90,000 ATMs by using Republic Bank, Presto, SUM, Allpoint, and MoneyPass ATM Networks.*
  • Free Online Statements with Check Images
  • Free Republic Bank Business Debit Card
  • Free Night Depository
  • Free Internet Bill Pay**
  • Free Merchant Services Meeting & Quote
rates_buscheckingtotal table
BalanceInterest Rate
$0 - $10,000-
$10,000.01-25,000Fed Funds - 3.75%
$25,000.01-50,000Fed Funds - 3.00%
$50,000.01-100,000Fed Funds - 2.00%
$100,000.01 and overFed Funds - 1.60%

Contact us at 888-584-3600 for more information or visit your local Republic Bank to open an account.


  • Minimum $1,000 to open
  • $7.95 monthly fee
  • No below balance fee with at least $10,000 minimum average collected balance. Otherwise, a $15 per statement cycle fee applies.

Which account is right for you? View our Product Comparison Guide.


* ATM fees assessed are reimbursed to the account on the next business day.

** If Bill Pay is not activated or remains unused for 90 days, service is cancelled

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