Kentucky/Indiana Content

Savings Accounts Overview

There are many reasons to save…and many ways. From regular savings to money market accounts to CDs, we have the tools you need to achieve your long-term or short-term savings goals.

Account Types	Minimum to Open	APY Balances/Terms	Additional Info
Money Market Savings	$15,000*	0.00% $0 - $14,999.99 0.25% $15,000 - $149,999.99 0.25% $150,000 and over	A tiered rate savings account with unlimited deposits and limited withdrawals.
Friends & Family Money Market**	$100**	0.05% All Balances	This account enables you to have easy access to your money while earning a competitive market rate.
Money Market Account	$1,000	0.02% $0 - $9,999.99 0.02% $10,000 - $24,999.99 0.02% $25,000 - $49,999.99 0.05% $50,000 - $99,999.99 0.05% $100,000 - $249,999.99 0.05% $250,000 - $999,999.99 0.05% $1,000,000 and over	A tiered rate savings account with a very reasonable minimum balance.
Regular Savings	$100	0.02% $100 and over	A variable rate, interest bearing savings account with a very reasonable minimum balance.
Young Savers	$25	0.02% All Balances	Our interest-bearing savings account for clients under 18 years old.
Certificates of Deposit	Clients - $1,000 Non-clients - $10,000	0.25% 3-month 0.40% 6-month 0.50% 9-month 0.40% 11 Month 0.40% 12-month 0.40% 18-month 1.25% 24-month 1.25% 30-month 1.75% 36-month 1.75% 48-month 1.75% 60-month	Guaranteed rate of return with flexible terms from 3 to 60 months. All rates are Annual Percentage Yields.
CDARS	$500,000	Call 866-534-2341 for rate info.	Receive FDIC insurance on large CD investments in excess of $250,000.
IRA - Individual Retirement Accounts	$1,000	0.40% 12-month 0.40% 18-month 1.25% 24-month 1.75% 36-month 1.75% 48-month 1.75% 60-month	Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

* Must be new money not currently on deposit at Republic Bank.
** Must have a primary checking account with Republic Bank