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Home Equity

Let Republic’s Home Equity Line of Credit or Loan save you money by consolidating your credit cards, paying tuition or making home improvements.

Home Equity Line of Credit*




12 Month Introductory Fixed Rate



Ongoing Variable Rate


Home Equity Line of Credit

  • $0 Closing Costs*
  • Lines of credit up to 90% of home's value
  • Minimum monthly payment is accrued interest or $50, whichever is greater.
  • Minimum payment may not be sufficient to repay principal and may result in a balloon payment.

Call 888-584-3600 for more info or visit your nearest Republic Bank location.

Home Equity Loan

We also offer a fixed-term, fixed-rate home equity loan.

Home Equity Loan

Call 888-584-3600 for more info or visit your nearest Republic Bank location.

Use a Republic Bank Home Equity Line of Credit or Loan
to make your life easier by financing the things you want or need.

Home Equity Line of Credit
  • A New Car

  • Vacation

  • Home Improvements

  • Consolidate Credit Card Debt

  • Kitchen Remodel

  • Pay Off Higher Rate Loans

  • Manage Unexpected Expenses

  • Tuition Expenses

Home Equity Line

* As of 06/06/2016, Annual Percentage Rate (APR) is the highest Prime Rate (index) published in the 'Monthly Rates' section of the Wall Street Journal on a monthly basis, but APR cannot decrease below floor rate of 3.50% (As of 06/06/2016, the Prime Rate is 3.50%). After 12 month introductory fixed rate, rate adjusts based on Prime Rate plus a margin ranging from 0% to 1.5% depending on credit score. Maximum 18% APR. Maximum loan amount is $250,000 and 90% Combined-Loan-To-Value (CLTV). Your loan amount will be determined by your home value, available equity, and credit history. Minimum payment may not be sufficient to repay outstanding loan balance at the end of the draw period and may result in a single balloon payment. This loan may have a prepayment penalty; ask us for details. Your primary checking account must be maintained in active status for the term of the HELOC or a $500 fee may be assessed. $50 annual fee after first year. This loan is not available for the purchase of a primary residence and no loan proceeds can be used to pay off any existing loan obligation with Republic Bank & Trust Company. Offer and rates only available until 10/31/16. Offer and rates subject to change. Loan subject to underwriting and approval. Additional restrictions apply. Limited time offer. Republic Bank & Trust Company Loan Originator ID # 402606.

Customer Identification Program Notice
Promotional Closing Cost Program Participation Agreement

Use our Loan Calculator to figure payment and interest. Information 1-888-782-3333
Taxpayer Assistance 1-866-581-1040
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Member FDIC. Equal Housing Lender. Equal Opportunity Lender.