Florida Content
Let Republic’s Home Equity Line of Credit or Loan save you money by consolidating your credit cards, paying tuition, vacation or even a new car.
| Account Types | Rates |
Home Equity Line of Credit* |
1.00% APR - 12 Month Introductory Fixed Rate 3.25% APR - Ongoing Variable Rate
|
| Home Equity Loan** |
4.56% APR - 15 Year Fixed Rate
|
*As of 8/13/10, Annual Percentage Rate (APR) is the highest Prime Rate published in the “Monthly Rates” section of the Wall Street Journal on a monthly basis, but APR cannot decrease below floor rate of 3.25% (As of 8/13/10, the Prime Rate is 3.25%). Your loan amount will be determined by your home value, available equity and credit history. Primary checking account required. Subject to underwriting and approval. Maximum of 80% LTV. $199 closing costs; $50 annual fee after first year. Maximum APR 18%. Certain restrictions apply. Product not available to refinance any existing Republic loan or line. Limited time offer. Minimum payment may not be sufficient to repay principal and may result in a balloon payment. This loan may have a prepayment penalty; as us for details.
**Loan example as of 8/13/10: $25,000 fixed-rate second mortgage home equity loan. 4.559% Annual Percentage Rate with 180 payments of $190.49. Maximum 80% loan-to-value. $199 closing costs. Primary checking account required. Certain restrictions apply. Terms, costs, and rates subject to change daily. Limited time offer. Examples do not include monthly taxes and insurance and your actual payment may be greater. Please contact one of our banking officers for information on higher loan amounts. This loan may have a prepayment penalty; as us for details.
Customer Identification Program Notice
This account and the stated rates are only available to Florida residents of Hillsborough, Pasco and Pinellas County.
Use our Loan Calculator to figure payment and interest.
Kentucky/Indiana Content
Let Republic’s Home Equity Line of Credit or Loan save you money by consolidating your credit cards, paying tuition, vacation or even a new car.
| Account Types | Rates |
| Home Equity Line of Credit* |
1.00% APR - 12 Month Introductory Fixed Rate 3.25% APR - Ongoing Variable Rate
|
| Home Equity Loan** |
4.56% APR - 15 Year Fixed Rate
|
*As of 8/13/10, Annual Percentage Rate (APR) is the highest Prime Rate published in the “Monthly Rates” section of the Wall Street Journal on a monthly basis, but APR cannot decrease below floor rate of 3.25% (As of 8/13/10, the Prime Rate is 3.25%). Your loan amount will be determined by your home value, available equity and credit history. Primary checking account required. Subject to underwriting and approval. Maximum of 80% LTV. $199 closing costs; $50 annual fee after first year. Maximum APR 18%. Certain restrictions apply. Product not available to refinance any existing Republic loan or line. Limited time offer. Minimum payment may not be sufficient to repay principal and may result in a balloon payment. This loan may have a prepayment penalty; as us for details.
**Loan example as of 8/13/10: $25,000 fixed-rate second mortgage home equity loan. 4.559% Annual Percentage Rate with 180 payments of $190.49. Maximum 80% loan-to-value. $199 closing costs. Primary checking account required. Certain restrictions apply. Terms, costs, and rates subject to change daily. Limited time offer. Examples do not include monthly taxes and insurance and your actual payment may be greater. Please contact one of our banking officers for information on higher loan amounts. This loan may have a prepayment penalty; as us for details.
Customer Identification Program Notice
Use our Loan Calculator to figure payment and interest.
