Florida Content
A variable interest rate, personal line of credit secured by the equity in a home.
- Lines of credit up to 80% of home's value
- Only $199 Closing Costs
- Minimum monthly payment is accrued interest (but not less than $50)
- Minimum payment may not be sufficient to repay principal and may result in a balloon payment.
- Minimum draw is $100
As of 3-8-10, Annual Percentage Rate (APR) ranges from Prime to Prime + 2%; with a floor rate of 4.25% (As of 3-8-10, the Prime Rate is 3.25% but APR will not be below 4.25% due to floor rate). APRs are calculated by adding margin to the highest Prime Rate published in the "Monthly Rates" section of the Wall Street Journal on a monthly basis. Your APR and loan amount will be determined by your home value, available equity and credit history. Subject to underwriting and approval. Prime only available for loans up to 80% loan-to-value. Maximum APR 18%. $199 closing costs and $50 annual fee after first year. Primary checking required. This loan may have a prepayment penalty; ask us for details.
Customer Identification Program Notice
This account and the stated rates are only available to Florida residents of Hillsborough, Pasco and Pinellas County.
Use our Loan Calculator to figure payment and interest.
Kentucky/Indiana Content
A variable interest rate, personal line of credit secured by the equity in a home.
- Lines of credit up to 80% of home's value
- Only $199 Closing Costs
- Minimum monthly payment is accrued interest (but not less than $50)
- Minimum payment may not be sufficient to repay principal and may result in a balloon payment.
- Minimum draw is $100
As of 3-8-10, Annual Percentage Rate (APR) ranges from Prime to Prime + 2%; with a floor rate of 4.25% (As of 3-8-10, the Prime Rate is 3.25% but APR will not be below 4.25% due to floor rate). APRs are calculated by adding margin to the highest Prime Rate published in the "Monthly Rates" section of the Wall Street Journal on a monthly basis. Your APR and loan amount will be determined by your home value, available equity and credit history. Subject to underwriting and approval. Prime only available for loans up to 80% loan-to-value. Maximum APR 21%. $199 closing costs and $50 annual fee after first year. Primary checking required. This loan may have a prepayment penalty; ask us for details.
Customer Identification Program Notice
Use our Loan Calculator to figure payment and interest.
