Credit Cards

VISA Gold or VISA Platinum personal credit card

Republic Bank VISA Credit Cards feature:

  • No Annual Fee
  • Low Variable Rate tied to Prime
  • Monthly Statements via Mail
  • Account access through the Internet
  • 24 Hour emergency Card/Cash Replacement
  • $150,000 Common Carrier accident Insurance and Baggage Delay Coverage
  • 24 Hour a Day, 7 Day a Week Live Customer Service
Cardholder Agreement

PLUS, with Republic Bank ScoreCard you can earn Free Travel or Name Brand merchandise.

Earn 1 point for every net dollar charge.

To apply, visit your local Republic Bank banking center or call us at 502-584-3600 or outside Louisville, call toll-free at 888-584-3600

To report a lost or stolen Republic Bank VISA gold or Platinum credit card, please call 1-800-876-9119

eZCardInfo

eZCardInfo

ezCardInfo is another free online service from Republic Bank. This allows you to access your credit card information online. Some of your access options include:

Account Summary - Includes balance, available credit, payment information.

Statements - Includes past statement history as statements accumulate, and the option to download statement information into your money management software

Bill Payment - Securely pay your credit card bill from the Bill Payment page

Find Transactions - Search card account information using any of the following criteria: transaction type, Expense category, Transaction amount, Merchant name, Transaction memo, or date posted.

*ezCardInfo is a service of Certegy, Inc. Certegy is a third party vendor who processes your credit card information. In setting up any third party vendor relationship, we take every precaution to ensure that their privacy policies align with ours. Your use of ezCardInfo.com is subject to Certegys Terms of Use and Privacy Policy, which appear on the ezCardInfo.com page.

How do I sign up or get more information:

  1. To sign up for ezCardInfo, click here.
  2. For specific questions regarding ezCardInfo, please contact our TeleBank Client Services at 502-584-3600 or outside Louisville, call us toll-free at 888-584-3600
  3. Visit your nearest banking center


CREDIT DISCLOSURE
Annual Percentage Rate for
Purchases & Cash Advances
8.45%
Variable Rate Information Your APR for purchase
transactions may vary. The
rate is determined monthly by
adding 5.2% to the Prime Rate.*
Grace period for repayment
of balances for purchases
You have 25 days to repay your
balance for purchases before
being charged a finance charge
Method of computing
balance for purchases
Average Daily Balance
(including new transactions)
Annual Membership Fee None
Minimum finance charge $0.50
Transaction fee for purchases NONE
Transaction fee for cash
advances
3%, $3 min, $25 max
Late payment fee $30
Over-the-credit-limit fee $35

*The Prime Rate used to determine your APR is based on the highest rate published in the Wall Street Journal on the 1st day of each month.

The information about the costs of the card described in this application is accurate as of the date below. This information may have changed after that date. To find out what may have changed, write to us at:

Republic Bank
601 West Market Street
Louisville, Kentucky 40202-2700


Rate updates as of 11/11/09



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