VISA Gold or VISA Platinum personal credit card
Republic Bank VISA Credit Cards feature:
- No Annual Fee
- Low Variable Rate tied to Prime
- Monthly Statements via Mail
- Account access through the Internet
- 24 Hour emergency Card/Cash Replacement
- $150,000 Common Carrier accident Insurance and Baggage Delay Coverage
- 24 Hour a Day, 7 Day a Week Live Customer Service
PLUS, with Republic Bank ScoreCard you can earn Free Travel or Name Brand merchandise.
Earn 1 point for every net dollar charge.
To apply, visit your local Republic Bank banking center or call us at 502-584-3600 or outside Louisville, call toll-free at 888-584-3600
To report a lost or stolen Republic Bank VISA gold or Platinum credit card, please call 1-800-876-9119
eZCardInfo
ezCardInfo is another free online service from Republic Bank. This allows you to access your credit card information online. Some of your access options include:
Account Summary - Includes balance, available credit, payment information.
Statements - Includes past statement history as statements accumulate, and the option to download statement information into your money management software
Bill Payment - Securely pay your credit card bill from the Bill Payment page
Find Transactions - Search card account information using any of the following criteria: transaction type, Expense category, Transaction amount, Merchant name, Transaction memo, or date posted.
*ezCardInfo is a service of Certegy, Inc. Certegy is a third party vendor who processes your credit card information. In setting up any third party vendor relationship, we take every precaution to ensure that their privacy policies align with ours. Your use of ezCardInfo.com is subject to Certegys Terms of Use and Privacy Policy, which appear on the ezCardInfo.com page.
How do I sign up or get more information:
- To sign up for ezCardInfo, click here.
- For specific questions regarding ezCardInfo, please contact our TeleBank Client Services at 502-584-3600 or outside Louisville, call us toll-free at 888-584-3600
- Visit your nearest banking center
| CREDIT DISCLOSURE | |
| Interest Rate and Interest Charges | |
| Annual Percentage Rate (APR) for Purchases |
8.45%
This APR can vary monthly with the market based on the Prime Rate published in the Wall Street Journal. |
| APR for Cash Advances |
8.45%
This APR can vary monthly with the market based on the Prime Rate published in the Wall Street Journal. |
| Paying Interest | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date. |
| Minimum Interest Charge | If you are charged interest, the charge will be no less than $0.50. |
| For Credit Card Tips from Federal Reserve Board |
To learn more about factors to consider when applying or using a credit card, visit the website of the federal board at http://www.FederalReserve.gov/CreditCard |
| Fees | |
| Annual Fee | None |
|
Transaction Fees |
Either $3 or 3% of the amount of each cash advance, whichever is greater (maximum fee: $25). 1% of each transaction in U.S. Dollars |
| Penalty Fees • Late Payment Fee • Returned Check Fee |
$25 $25 |
| Other Fees • Expedited Phone Payment |
$6 |
|
How will we calculate your balance?: We use a method called "average daily balance (including new purchases)”. See your account agreement for more details. The information about the costs of the card, which is offered by Republic Bank & Trust Company, described in this application is accurate as of the date below. This information may have changed after that date. To find out what may have changed, write to us at: Republic Bank |
