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Checking Builder

Florida Content

Can't get a checking account?

We may be able to give you a second chance with our Checking Builder Account

Rebuild your banking privileges with Republic Bank's Checking Builder Account. The Checking Builder Account is a no minimum balance account, with a Republic Bank CheckCard and unlimited check writing.

  • No minimum balance
  • Unlimited CheckCard transactions
  • Free Republic Bank/Presto ATM transactions
  • Free Internet banking
  • Unlimited automatic payments to pay your monthly bills
  • Eligible for Internet Bill Pay
  • Eligible to open savings product
  • Unlimited check writing

Account Opening Requirements

  • Only $50 to open
  • Government-issued, unexpired photo ID
  • Social Security Number
  • Documentation of satisfied debt from Chex System notation if necessary

Account Fees*

  • $12.95 monthly fee will be reduced to $7.95 with direct deposit OR at least 20 monthly point-of-sale (POS) CheckCard transactions
  • $2.50 ATM Transaction at any non-Republic/Presto ATM

*See fee schedule for all other applicable account fees


Open Account Now



Kentucky/Indiana Content

Can't get a checking account?

We may be able to give you a second chance with our Checking Builder Account

Rebuild your banking privileges with Republic Bank's Checking Builder Account. The Checking Builder Account is a no minimum balance account, with a Republic Bank CheckCard and unlimited check writing.

  • No minimum balance
  • Unlimited CheckCard transactions
  • Free Republic Bank/Presto ATM transactions
  • Free Internet banking
  • Unlimited automatic payments to pay your monthly bills
  • Eligible for Internet Bill Pay
  • Eligible to open savings product
  • Unlimited check writing

Account Opening Requirements

  • Only $50 to open
  • Government-issued, unexpired photo ID
  • Social Security Number
  • Documentation of satisfied debt from Chex System notation if necessary

Account Fees*

  • $12.95 monthly fee will be reduced to $7.95 with direct deposit OR at least 20 monthly point-of-sale (POS) CheckCard transactions
  • $2.50 ATM Transaction at any non-Republic/Presto ATM

*See fee schedule for all other applicable account fees


Open Account Now



Minnesota Content

Can't get a checking account?

We may be able to give you a second chance with our Checking Builder Account

Rebuild your banking privileges with Republic Bank's Checking Builder Account. The Checking Builder Account is a no minimum balance account, with a Republic Bank CheckCard and unlimited check writing.

  • No minimum balance
  • Unlimited CheckCard transactions
  • Free Republic Bank/Presto ATM transactions
  • Free Internet banking
  • Unlimited automatic payments to pay your monthly bills
  • Eligible for Internet Bill Pay
  • Eligible to open savings product
  • Unlimited check writing

Account Opening Requirements

  • Only $50 to open
  • Government-issued, unexpired photo ID
  • Social Security Number
  • Documentation of satisfied debt from Chex System notation if necessary

Account Fees*

  • $12.95 monthly fee will be reduced to $7.95 with direct deposit OR at least 20 monthly point-of-sale (POS) CheckCard transactions
  • $2.50 ATM Transaction at any non-Republic/Presto ATM

*See fee schedule for all other applicable account fees


Open Account Now



Tennessee Content

Can't get a checking account?

We may be able to give you a second chance with our Checking Builder Account

Rebuild your banking privileges with Republic Bank's Checking Builder Account. The Checking Builder Account is a no minimum balance account, with a Republic Bank CheckCard and unlimited check writing.

  • No minimum balance
  • Unlimited CheckCard transactions
  • Free Republic Bank/Presto ATM transactions
  • Free Internet banking
  • Unlimited automatic payments to pay your monthly bills
  • Eligible for Internet Bill Pay
  • Eligible to open savings product
  • Unlimited check writing

Account Opening Requirements

  • Only $50 to open
  • Government-issued, unexpired photo ID
  • Social Security Number
  • Documentation of satisfied debt from Chex System notation if necessary

Account Fees*

  • $12.95 monthly fee will be reduced to $7.95 with direct deposit OR at least 20 monthly point-of-sale (POS) CheckCard transactions 
  • $2.50 ATM Transaction at any non-Republic/Presto ATM

*See fee schedule for all other applicable account fees


Open Account Now



Ohio Content

Can't get a checking account?

We may be able to give you a second chance with our Checking Builder Account

Rebuild your banking privileges with Republic Bank's Checking Builder Account. The Checking Builder Account is a no minimum balance account, with a Republic Bank CheckCard and unlimited check writing.

  • No minimum balance
  • Unlimited CheckCard transactions
  • Free Republic Bank/Presto ATM transactions
  • Free Internet banking
  • Unlimited automatic payments to pay your monthly bills
  • Eligible for Internet Bill Pay
  • Eligible to open savings product
  • Unlimited check writing

Account Opening Requirements

  • Only $50 to open
  • Government-issued, unexpired photo ID
  • Social Security Number
  • Documentation of satisfied debt from Chex System notation if necessary

Account Fees*

  • $12.95 monthly fee will be reduced to $7.95 with direct deposit OR at least 20 monthly point-of-sale (POS) CheckCard transactions
  • $2.50 ATM Transaction at any non-Republic/Presto ATM

*See fee schedule for all other applicable account fees


Open Account Now



Northern Kentucky Content

Can't get a checking account?

We may be able to give you a second chance with our Checking Builder Account

Rebuild your banking privileges with Republic Bank's Checking Builder Account. The Checking Builder Account is a no minimum balance account, with a Republic Bank CheckCard and unlimited check writing.

  • No minimum balance
  • Unlimited CheckCard transactions
  • Free Republic Bank/Presto ATM transactions
  • Free Internet banking
  • Unlimited automatic payments to pay your monthly bills
  • Eligible for Internet Bill Pay
  • Eligible to open savings product
  • Unlimited check writing

Account Opening Requirements

  • Only $50 to open
  • Government-issued, unexpired photo ID
  • Social Security Number
  • Documentation of satisfied debt from Chex System notation if necessary

Account Fees*

  • $12.95 monthly fee will be reduced to $7.95 with direct deposit OR at least 20 monthly point-of-sale (POS) CheckCard transactions
  • $2.50 ATM Transaction at any non-Republic/Presto ATM

*See fee schedule for all other applicable account fees


Open Account Now



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This co-branded site provides information about and access to financial services offered by either or both Republic Bank & Trust Company and Republic Bank.