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MasterCard Personal Cash Rewards Credit Card

The MasterCard Cash Rewards Credit Card gives you 1% CASH BACK* on every purchase, every day with no limits to the cash you earn.

Cash Rewards MasterCard


  • 1% cash back on every purchase, every day!*
  • No limits to the cash you earn.
  • Sit back and earn. Annual cash rebate posted to your statement for you.
  • No annual fee


*See Cardholder Agreement for program details

Apply Today!

To apply, visit your local Republic Bank banking center. If you have any questions, please call us at 866-292-0856.

Online Card Management

  • MasterCard Credit Card Clients

    Log in to Personal Internet Banking to check your balance, view statement history, make a payment, check your rewards balance and more. If you are not already enrolled in Internet Banking, click the register now button.

    Internet Banking Login      Register Now

  • Visa Credit Card Clients
    Visit to log in or register to manage your card online.

Lost or Stolen Card?

To report a lost or stolen Republic Bank MasterCard® Credit Card, please call 1-866-292-0856.
Interest Rate and Interest Charges
Annual Percentage Rate
(APR) for Purchases
13.70% - 18.70% 
Based on your creditworthiness at time of application. After account opening, your APR can vary with the market based on the Prime Rate published in the Wall Street Journal.
APR for Cash Advances 13.70% - 18.70% 
Based on your creditworthiness at time of application. After account opening, your APR can vary with the market based on the Prime Rate published in the Wall Street Journal.
Paying Interest Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.
Minimum Interest Charge If you are charged interest, the charge will be no less than $0.50 on purchases and $3 on cash advances.
For Credit Card Tips from
the Consumer Financial
Protection Bureau
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at
Annual Fee None

Transaction Fees
• Cash Advance Fee

• International Transaction Fee

Either $3 or 3% of the amount of each cash
advance, whichever is greater.

3% of each transaction in U.S. dollars
Penalty Fees
• Late Payment Fee
• Over the Limit Fee
• Returned Payment Fee

Other Fees
• Expedited Phone Payment


How we will calculate your balance: We use a method called "average daily balance (including new purchases)”.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Cardholder Account Agreement.

The Annual Percentage Rate (“APR”) is a variable rate. The APR shall be based on the highest Prime Rate listed in the Monthly Rate section of the Wall Street Journal on the 1st day of each month (or if the 1st is a Saturday, Sunday, or holiday, the next business day) and adding 10.2% - 15.2% to that rate based on your credit worthiness at time of application, not to exceed 21%. Any change in the APR will go into effect on the first day of your new billing cycle that follows the effective date, as herein defined, of the Wall Street Journal published Prime Rate change and may result in an increase or decrease in the INTEREST CHARGE imposed on your account.

Ohio Residents Only: The Ohio laws against discrimination require that all creditors make credit equally available to all credit-worthy customers and that credit-reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.
 Information 1-888-782-3333
Taxpayer Assistance 1-866-581-1040
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Member FDIC. Equal Housing Lender. Equal Opportunity Lender.