Young Savers Disclosure


Florida Content

This disclosure contains the rules which govern your deposit account. The interest rate and annual percentage yield stated below are accurate as of the date printed above. If you would like more current rate and yield information, please call republicbank.com at 1-888-782-3333. We reserve the right at any time to require not less than seven days notice in writing before any withdrawal from any interest bearing account. Your account will be considered dormant after 18 months of inactivity.
 

Rate Information
The interest rate for your account is 0.02% with an annual percentage yield of 0.02% . Your interest rate and annual percentage yield may change at our discretion. Rates may change at any time.
 

Minimum Opening Deposit Requirements
To open this account you must deposit at least $10.00

Compounding and Crediting
Interest will be compounded and credited to your account monthly. If you close your account before interest is credited, you will receive the accrued interest.

Balance Computation Method
We use the daily collected balance method to calculate interest on your account. This method applies a daily periodic rate to the principal balance in the account each day.

Accrual of Interest on Non-Cash Deposits
Interest begins to accrue no later than the business day we receive credit for non-cash items (for example, checks).

Charges which may be applied to this account
$2 Account Inquiry (in person)
$12 Chargeback
VAR Withdrawal/Deposit Ticket Order
$10 Cashier's Check

Additional disclosure terms
- Clients under the age of 16 should have a parent open the account as custodian for the child.
- Six free withdrawals per month; $5 each additional withdrawal.

Kentucky/Indiana Content

This disclosure contains the rules which govern your deposit account. The interest rate and annual percentage yield stated below are accurate as of the date printed above. If you would like more current rate and yield information, please call republicbank.com at 1-888-782-3333. We reserve the right at any time to require not less than seven days notice in writing before any withdrawal from any interest bearing account. Your account will be considered dormant after 18 months of inactivity.
 

Rate Information
The interest rate for your account is 0.02% with an annual percentage yield of 0.02% . Your interest rate and annual percentage yield may change at our discretion. Rates may change at any time.
 

Minimum Opening Deposit Requirements
To open this account you must deposit at least $10.00

Compounding and Crediting
Interest will be compounded and credited to your account monthly. If you close your account before interest is credited, you will receive the accrued interest.

Balance Computation Method
We use the daily collected balance method to calculate interest on your account. This method applies a daily periodic rate to the principal balance in the account each day.

Accrual of Interest on Non-Cash Deposits
Interest begins to accrue no later than the business day we receive credit for non-cash items (for example, checks).

Charges which may be applied to this account
$2 Account Inquiry (in person)
$12 Chargeback
VAR Withdrawal/Deposit Ticket Order
$10 Cashier's Check

Additional disclosure terms
- Clients under the age of 16 should have a parent open the account as custodian for the child.
- Six free withdrawals per month; $5 each additional withdrawal.

Minnesota Content

This disclosure contains the rules which govern your deposit account. The interest rate and annual percentage yield stated below are accurate as of the date printed above. If you would like more current rate and yield information, please call republicbank.com at 1-888-782-3333. We reserve the right at any time to require not less than seven days notice in writing before any withdrawal from any interest bearing account. Your account will be considered dormant after 18 months of inactivity.
 

Rate Information
The interest rate for your account is 0.02% with an annual percentage yield of 0.02% . Your interest rate and annual percentage yield may change at our discretion. Rates may change at any time.
 

Minimum Opening Deposit Requirements
To open this account you must deposit at least $10.00

Compounding and Crediting
Interest will be compounded and credited to your account monthly. If you close your account before interest is credited, you will receive the accrued interest.

Balance Computation Method
We use the daily collected balance method to calculate interest on your account. This method applies a daily periodic rate to the principal balance in the account each day.

Accrual of Interest on Non-Cash Deposits
Interest begins to accrue no later than the business day we receive credit for non-cash items (for example, checks).

Charges which may be applied to this account
$2 Account Inquiry (in person)
$12 Chargeback
VAR Withdrawal/Deposit Ticket Order
$10 Cashier's Check

Additional disclosure terms
- Clients under the age of 16 should have a parent open the account as custodian for the child.
- Six free withdrawals per month; $5 each additional withdrawal.

Tennessee Content

This disclosure contains the rules which govern your deposit account. The interest rate and annual percentage yield stated below are accurate as of the date printed above. If you would like more current rate and yield information, please call republicbank.com at 1-888-782-3333. We reserve the right at any time to require not less than seven days notice in writing before any withdrawal from any interest bearing account. Your account will be considered dormant after 18 months of inactivity.
 

Rate Information
The interest rate for your account is 0.02% with an annual percentage yield of 0.02% . Your interest rate and annual percentage yield may change at our discretion. Rates may change at any time.
 

Minimum Opening Deposit Requirements
To open this account you must deposit at least $10.00

Compounding and Crediting
Interest will be compounded and credited to your account monthly. If you close your account before interest is credited, you will receive the accrued interest.

Balance Computation Method
We use the daily collected balance method to calculate interest on your account. This method applies a daily periodic rate to the principal balance in the account each day.

Accrual of Interest on Non-Cash Deposits
Interest begins to accrue no later than the business day we receive credit for non-cash items (for example, checks).

Charges which may be applied to this account
$2 Account Inquiry (in person)
$12 Chargeback
VAR Withdrawal/Deposit Ticket Order
$10 Cashier's Check

Additional disclosure terms
- Clients under the age of 16 should have a parent open the account as custodian for the child.
- Six free withdrawals per month; $5 each additional withdrawal.

Ohio Content

This disclosure contains the rules which govern your deposit account. The interest rate and annual percentage yield stated below are accurate as of the date printed above. If you would like more current rate and yield information, please call republicbank.com at 1-888-782-3333. We reserve the right at any time to require not less than seven days notice in writing before any withdrawal from any interest bearing account. Your account will be considered dormant after 18 months of inactivity.
 

Rate Information
The interest rate for your account is 0.02% with an annual percentage yield of 0.02% . Your interest rate and annual percentage yield may change at our discretion. Rates may change at any time.
 

Minimum Opening Deposit Requirements
To open this account you must deposit at least $10.00

Compounding and Crediting
Interest will be compounded and credited to your account monthly. If you close your account before interest is credited, you will receive the accrued interest.

Balance Computation Method
We use the daily collected balance method to calculate interest on your account. This method applies a daily periodic rate to the principal balance in the account each day.

Accrual of Interest on Non-Cash Deposits
Interest begins to accrue no later than the business day we receive credit for non-cash items (for example, checks).

Charges which may be applied to this account
$2 Account Inquiry (in person)
$12 Chargeback
VAR Withdrawal/Deposit Ticket Order
$10 Cashier's Check

Additional disclosure terms
- Clients under the age of 16 should have a parent open the account as custodian for the child.
- Six free withdrawals per month; $5 each additional withdrawal.

Northern Kentucky Content

This disclosure contains the rules which govern your deposit account. The interest rate and annual percentage yield stated below are accurate as of the date printed above. If you would like more current rate and yield information, please call republicbank.com at 1-888-782-3333. We reserve the right at any time to require not less than seven days notice in writing before any withdrawal from any interest bearing account. Your account will be considered dormant after 18 months of inactivity.
 

Rate Information
The interest rate for your account is 0.02% with an annual percentage yield of 0.02% . Your interest rate and annual percentage yield may change at our discretion. Rates may change at any time.
 

Minimum Opening Deposit Requirements
To open this account you must deposit at least $10.00

Compounding and Crediting
Interest will be compounded and credited to your account monthly. If you close your account before interest is credited, you will receive the accrued interest.

Balance Computation Method
We use the daily collected balance method to calculate interest on your account. This method applies a daily periodic rate to the principal balance in the account each day.

Accrual of Interest on Non-Cash Deposits
Interest begins to accrue no later than the business day we receive credit for non-cash items (for example, checks).

Charges which may be applied to this account
$2 Account Inquiry (in person)
$12 Chargeback
VAR Withdrawal/Deposit Ticket Order
$10 Cashier's Check

Additional disclosure terms
- Clients under the age of 16 should have a parent open the account as custodian for the child.
- Six free withdrawals per month; $5 each additional withdrawal.