This disclosure contains the rules which govern your deposit account. The interest rate and annual percentage yield stated below are accurate as of the date printed above. If you would like more current rate and yield information, please call republicbank.com at 1-888-782-3333. We reserve the right at any time to require not less than seven days notice in writing before any withdrawal from any interest bearing account.
The interest rate and annual percentage yield for your account depends on the applicable rate tier. The interest rate and annual percentage yield for these tiers may change at our discretion.
Rate tiers that may affect this account
|$0 - $4,999.99||0.00%||0.00%|
|$5,000 - $99,999.99||0.00%||0.00%|
|$100,000 and over||0.00%||0.00%|
Minimum Opening Deposit Requirements
To open this account you must deposit at least $1,000.00
Compounding and Credit
Interest will be compounded and credited to your account monthly. If you close your account before interest is credited, you will receive the accrued interest.
Balance Computation Method
We use the daily collected balance method to calculate interest on your account. This method applies a daily periodic rate to the principal balance in the account each day.
Accrual of Interest on Non-Cash Deposits
Interest begins to accrue no later than the business day we receive credit for non-cash items (for example, checks).
Charges which may be applied to this account
$2 Account Inquiry (in person)
$2 Non Republic/Presto ATM Charge
$2 ATM Transaction at any PLUS (non-MAC/Presto) ATM
$35 Overdraft Fee (per check or in-person, ATM or electronic withdrawal)
$10 Certified Check
$6 Overdraft Fee (per Business Day)
VAR Check Printing Order (Fee Depends on Style of Check Ordered)
$.30 Counter Check (over 10, $.55 each)
$35 Returned Check
$35 Stop Payment Request
Additional disclosure terms
- Unlimited deposits, transfers and withdrawals in person or through STAR/PLUS/Presto ATM. Limit of 6 pre-authorized automatic, telephone or online withdrawals per statement cycle, no more than three of these may be in the form of a check or POS transaction.
- If we honor a check or draft in excess of your 3 per cycle limit, we will debit your account $20 per check.
- A $10 fee will be imposed every statement cycle if the balance falls below $1000 during that cycle.