This disclosure contains the rules which govern your deposit account. After 18 months of inactivity, your account will be classified as dormant and will be charge a monthly dormant fee if your account balance is less than $1,000.

Minimum Opening Deposit Requirements
To open this account you must deposit at least $50.00

Charges which may be applied to this account

Additional disclosure terms
$10 account set-up fee
$12.95 Monthly fee with Direct Deposit
$19.95 Monthly fee without Direct Deposit
Direct Deposit required if offered by employer or governmental agency
Documentation of satisfied debt
Verifiable income required
Account must remain in good standing
$2.00 fee is charged per Non-Republic STAR/PLUS ATM transaction
No check writing privileges for first 6 months - CheckCard only account
On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.

FEATURES (based on account age)

0 to 6 months*
CheckCard account only - No check writing privileges 7 to 12 months*
Checking account with CheckCard Eligible for Savings Account and Internet Bill Pay

12 months*

All account levels offer: No fee CheckCard, Free Republic PLUS/Star ATM transactions Free Internet Banking.

*Account must remain in "good standing".

* Good Standing: Less than 3 NSF/OD items (0, 1, or 2) within each 3-month period. If the good standing guideline is not met, the account is subject to repeat the 3 month period in which the NSF/OD occurred. For the initial 6-month period, the good standing guideline is applied to the last 3 months.


Back To Top