Friends & Family Money Market Account Disclosure
Florida Content
This disclosure contains the rules, which govern your deposit account. The interest rate and annual percentage yield stated below are accurate as of the date printed above. If you would like more current rate and yield information, please call our TeleBanking Center, toll free at 1-888-709-2500. This time deposit is not transferable.
We reserve the right to require, at any time, not less than seven days notice in writing before any withdrawal from this interest-bearing account. After 18 months of inactivity, your account will be classified as dormant and will be charge a monthly dormant fee if your account balance is less than $1,000.
Rate Information
The interest rate for your account is
0.05%
with an annual percentage yield of
0.05%
. Your interest rate and annual percentage yield may change at our discretion. Rates may change at any time.
Minimum Opening Deposit Requirements
To open this account you must deposit at least $100.00
Compounding and Crediting
Interest will be compounded daily and paid monthly. If you close your account before interest is credited, you will receive the accrued interest.
Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest is compounded daily.
Accrual of Interest on Non-Cash Deposits
Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
Charges which may be applied to this account
$2 Account inquiry
$10 Chargeback
$10 Cashier’s Check
$12.50 Dormant account fee (per month)
$20 Excess Transaction Fee (for each > 6 per statement cycle)
$2 Non-Republic ATM Transaction
$35 Overdraft fee (per check or in-person, ATM or electronic withdrawal)
$35 Returned Item Charge (per item)
$6 Overdraft fee (per business day)
VAR check printing order (fee depends on Style of check ordered)
$35 Stop payment requested
Disclosure Terms
Unlimited deposit and banking center in-person or ATM transactions. Limit of 6 checks, point of sale transactions, preauthorized telephone, or web withdrawals per statement cycle. A $5 fee will be imposed every statement cycle if the balance falls below $100 during that cycle.
Kentucky/Indiana Content
This disclosure contains the rules, which govern your deposit account. The interest rate and annual percentage yield stated below are accurate as of the date printed above. If you would like more current rate and yield information, please call our TeleBanking Center, toll free at 1-888-584-3600. This time deposit is not transferable.
We reserve the right to require, at any time, not less than seven days notice in writing before any withdrawal from this interest-bearing account. After 18 months of inactivity, your account will be classified as dormant and will be charge a monthly dormant fee if your account balance is less than $1,000.
Rate Information
The interest rate for your account is
0.05%
with an annual percentage yield of
0.05%
. Your interest rate and annual percentage yield may change at our discretion. Rates may change at any time.
Minimum Opening Deposit Requirements
To open this account you must deposit at least $100.00
Compounding and Crediting
Interest will be compounded daily and paid monthly. If you close your account before interest is credited, you will receive the accrued interest.
Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest is compounded daily.
Accrual of Interest on Non-Cash Deposits
Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
Charges which may be applied to this account
$2 Account inquiry
$10 Chargeback
$10 Cashier’s Check
$12.50 Dormant account fee (per month)
$20 Excess Transaction Fee (for each > 6 per statement cycle)
$2 Non-Republic ATM Transaction
$35 Overdraft fee (per check or in-person, ATM or electronic withdrawal)
$35 Returned Item Charge (per item)
$6 Overdraft fee (per business day)
VAR check printing order (fee depends on Style of check ordered)
$35 Stop payment requested
Disclosure Terms
Unlimited deposit and banking center in-person or ATM transactions. Limit of 6 checks, point of sale transactions, preauthorized telephone, or web withdrawals per statement cylce. A $5 fee will be imposed every statement cycle if the balance falls below $100 during that cycle.
Minnesota Content
This disclosure contains the rules, which govern your deposit account. The interest rate and annual percentage yield stated below are accurate as of the date printed above. If you would like more current rate and yield information, please call our TeleBanking Center, toll free at 1-888-584-3600. This time deposit is not transferable.
We reserve the right to require, at any time, not less than seven days notice in writing before any withdrawal from this interest-bearing account. After 18 months of inactivity, your account will be classified as dormant and will be charge a monthly dormant fee if your account balance is less than $1,000.
Rate Information
The interest rate for your account is
0.05%
with an annual percentage yield of
0.05%
. Your interest rate and annual percentage yield may change at our discretion. Rates may change at any time.
Minimum Opening Deposit Requirements
To open this account you must deposit at least $100.00
Compounding and Crediting
Interest will be compounded daily and paid monthly. If you close your account before interest is credited, you will receive the accrued interest.
Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest is compounded daily.
Accrual of Interest on Non-Cash Deposits
Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
Charges which may be applied to this account
$2 Account inquiry
$10 Chargeback
$10 Cashier’s Check
$12.50 Dormant account fee (per month)
$20 Excess Transaction Fee (for each > 6 per statement cycle)
$2 Non-Republic ATM Transaction
$35 Overdraft fee (per check or in-person, ATM or electronic withdrawal)
$35 Returned Item Charge (per item)
$6 Overdraft fee (per business day)
VAR check printing order (fee depends on Style of check ordered)
$35 Stop payment requested
Disclosure Terms
Unlimited deposit and banking center in-person or ATM transactions. Limit of 6 checks, point of sale transactions, preauthorized telephone, or web withdrawals per statement cylce. A $5 fee will be imposed every statement cycle if the balance falls below $100 during that cycle.
Tennessee Content
This disclosure contains the rules, which govern your deposit account. The interest rate and annual percentage yield stated below are accurate as of the date printed above. If you would like more current rate and yield information, please call our TeleBanking Center, toll free at 1-888-584-3600. This time deposit is not transferable.
We reserve the right to require, at any time, not less than seven days notice in writing before any withdrawal from this interest-bearing account. After 18 months of inactivity, your account will be classified as dormant and will be charge a monthly dormant fee if your account balance is less than $1,000.
Rate Information
The interest rate for your account is
0.05%
with an annual percentage yield of
0.05%
. Your interest rate and annual percentage yield may change at our discretion. Rates may change at any time.
Minimum Opening Deposit Requirements
To open this account you must deposit at least $100.00
Compounding and Crediting
Interest will be compounded daily and paid monthly. If you close your account before interest is credited, you will receive the accrued interest.
Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest is compounded daily.
Accrual of Interest on Non-Cash Deposits
Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
Charges which may be applied to this account
$2 Account inquiry
$10 Chargeback
$10 Cashier’s Check
$12.50 Dormant account fee (per month)
$20 Excess Transaction Fee (for each > 6 per statement cycle)
$2 Non-Republic ATM Transaction
$35 Overdraft fee (per check or in-person, ATM or electronic withdrawal)
$35 Returned Item Charge (per item)
$6 Overdraft fee (per business day)
VAR check printing order (fee depends on Style of check ordered)
$35 Stop payment requested
Disclosure Terms
Unlimited deposit and banking center in-person or ATM transactions. Limit of 6 checks, point of sale transactions, preauthorized telephone, or web withdrawals per statement cylce. A $5 fee will be imposed every statement cycle if the balance falls below $100 during that cycle.
Ohio Content
This disclosure contains the rules, which govern your deposit account. The interest rate and annual percentage yield stated below are accurate as of the date printed above. If you would like more current rate and yield information, please call our TeleBanking Center, toll free at 1-888-584-3600. This time deposit is not transferable.
We reserve the right to require, at any time, not less than seven days notice in writing before any withdrawal from this interest-bearing account. After 18 months of inactivity, your account will be classified as dormant and will be charge a monthly dormant fee if your account balance is less than $1,000.
Rate Information
The interest rate for your account is
0.05%
with an annual percentage yield of
0.05%
. Your interest rate and annual percentage yield may change at our discretion. Rates may change at any time.
Minimum Opening Deposit Requirements
To open this account you must deposit at least $100.00
Compounding and Crediting
Interest will be compounded daily and paid monthly. If you close your account before interest is credited, you will receive the accrued interest.
Balance Computation Method
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest is compounded daily.
Accrual of Interest on Non-Cash Deposits
Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
Charges which may be applied to this account
$2 Account inquiry
$10 Chargeback
$10 Cashier’s Check
$12.50 Dormant account fee (per month)
$20 Excess Transaction Fee (for each > 6 per statement cycle)
$2 Non-Republic ATM Transaction
$35 Overdraft fee (per check or in-person, ATM or electronic withdrawal)
$35 Returned Item Charge (per item)
$6 Overdraft fee (per business day)
VAR check printing order (fee depends on Style of check ordered)
$35 Stop payment requested
Disclosure Terms
Unlimited deposit and banking center in-person or ATM transactions. Limit of 6 checks, point of sale transactions, preauthorized telephone, or web withdrawals per statement cylce. A $5 fee will be imposed every statement cycle if the balance falls below $100 during that cycle.