E-Checking Disclosure

This disclosure contains the rules which govern your deposit account. If your account is not already a MMDA, a portion of your account balance may be classified as an MMDA for regulatory purposes. This classification will not affect the terms or fees contained in this disclosure.

Minimum Opening Requirements
To open this account you must deposit at least $50.00

Charges which may be applied to this account

After eighteen (18) months of inactivity your account will be classified as DORMANT and will be charged a monthly dormant fee if your account balance is less than $1,000.

Transaction Limitations
We will process up to 3 checks for free per statement cycle. If you use more than 3 checks, then there will be a $2 fee per each additional check.