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    Premier Business Credit Card

    Features:

    • A variable interest rate on outstanding balances. The interest rate is calculated as the Wall Street Journal Prime Rate plus 5.2%.
    • 24-hour/365-day Live Customer Service
    • Travel Accident & Auto Rental Insurance
    • Extended Warranty Protection
    • Unlimited number of credit cards
    • All individual cardholders have their own company approved, individualized credit limit
    • Statements can be sent to multiple locations
    • Statement information available on the Internet - view statements, unbilled activity, make payments, and download to Quicken
    • Cash advances available through Republic Bank Star ATM's, as well as ATM's in NYCE, Pulse, Presto, Interlink, and PLUS networks

    Requirements:

    • All credit card applications are subject to underwriting.

    Cardholder Agreement


    Apply Today!

    To apply, visit your local Republic Bank banking center.
    If you have any questions, please call us at 502-584-3600 or outside Louisville, call toll-free at 888-584-3600.
     


    eZ Business Online Card Management

    Easily manage all of your cardholders’ accounts using our online credit card reporting and account management tool.

    To setup an admin account,  please click here.  

    If you already have an admin account, select Login Now to access and manage your company's cards.  

     
    CREDIT DISCLOSURE
    Interest Rate and Interest Charges
    Annual Percentage Rate (APR) for Purchases
    8.45%
    This APR can vary monthly with the market based on the Prime Rate published in the Wall Street Journal.
    APR for Cash Advances
    8.45%
    This APR can vary monthly with the market based on the Prime Rate published in the Wall Street Journal.
    How to Avoid Paying Interest on Purchases
    Your due date is at least 25 days
    after the close of each billing cycle.
    We will not charge you any interest
    on purchases if you pay your entire
    balance by the due date each month.
    We will begin charging interest on
    cash advances on the transaction date.
    Minimum Interest Charge
    If you are charged interest, the charge
    will be no less than $0.50.
    For Credit Card Tips from
    the Consumer Financial
    Protection Bureau
    To learn more about factors to consider
    when applying for or using a credit card,
    visit the website of the Consumer Financial
    Protection Bureau at
    http://www.consumerfinance.gov/learnmore
    Fees
    Annual Fee
    $35 per card

    Transaction Fees
    • Cash Advance Fee

    • International Fee


    Either $3 or 3% of each cash
    advance, whichever is greater.

    0.8%
     single currency exchange per
    transaction in U.S. Dollars.
    1% multi-currency exchange per
    transaction in U.S. Dollars.
    Penalty Fees
    • Late Payment Fee
    • Returned Payment Fee

    $25
    $25
    Other Fees
    • Expedited Phone Payment

    $6

    How will we calculate your balance?: We use a method called "average daily balance (including new purchases)”. See your Cardholder Account Agreement for more details.

    Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Cardholder Account Agreement.

    The information about the costs of the card, which is offered by Republic Bank & Trust Company, described in this application is accurate as of the date below. This information may have changed after that date. To find out what may have changed, write to us at:

    Republic Bank

    601 West Market Street

    Louisville, Kentucky 40202-2700

    Rate updates as of 9/1/14

    The Annual Percentage Rate ("APR") is a variable rate. The APR shall be based on the highest Prime Rate listed in the Monthly Rate section of the Wall Street Journal on the 1st day of each month (or if the 1st is a Saturday, Sunday, or holiday, the next business day) and adding 5.2% to that rate, not to exceed 21%. Any change in the APR will go into effect on the first day of your new billing cycle that follows the effective date, as herein defined, of the Wall Street Journal published Prime Rate change and may result in an increase or decrease in the INTEREST CHARGE imposed on your account.

    Republicbank.com Information 1-888-782-3333
    Taxpayer Assistance 1-866-581-1040
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