Small Business

Certificates of Deposit

Florida Content

Choose from a wide range of CDs with various maturities and interest rates.

  • Available in terms of 3, 6, 9, 12, 18, 24, 30, 36, 48 and 60 Months.
  • Interest can be compounded, transferred to another Republic checking or savings account, or distributed to you
  • Minimum deposit of at least $1,000 for Republic clients; $10,000 minimum for non-clients; $1,000,000 maximum deposit
  • Penalty for early withdrawal and may reduce earnings
  • Partial withdrawals allowed; $1,000 minimum withdrawal with minimum remaining balance must be greater than $1,000; early withdrawal penalty applies to withdrawn amount
  • Automatically renewable certificates allow you 10 days after maturity to redeem. If not redeemed, CD renews at current rate for original term.

TermInterest RateAPY*
3 Month0.25%0.25%
6 Month0.50%0.50%
9 Month0.50%0.50%
11 MonthN/AN/A
12 Month0.50%0.50%
18 Month0.50%0.50%
24 Month1.49%1.50%
30 Month1.49%1.50%
36 Month1.98%1.50%
48 Month1.98%2.00%
60 Month1.98%2.00%






* Annual Percentage Yield as of 3/10/10


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This account and the stated rates are only available to Florida residents of Hillsborough, Pasco and Pinellas County.


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Kentucky/Indiana Content

Choose from a wide range of CDs with various maturities and interest rates.

  • Available in terms of 3, 6, 9, 11, 12, 18, 24, 30, 36, 48 and 60 Months.
  • Interest can be compounded, transferred to another Republic checking or savings account, or distributed to you
  • Minimum deposit of at least $1,000 for Republic clients; $10,000 minimum for non-clients; $1,000,000 maximum deposit
  • Penalty for early withdrawal and may reduce earnings
  • Partial withdrawals allowed; $1,000 minimum withdrawal with minimum remaining balance must be greater than $1,000; early withdrawal penalty applies to withdrawn amount
  • Automatically renewable certificates allow you 10 days after maturity to redeem. If not redeemed, CD renews at current rate for original term.

TermInterest RateAPY*
3 Month0.25%0.25%
6 Month0.50%0.50%
9 Month**.995%1.00%
11 Month0.50%0.50%
12 Month0.50%0.50%
18 Month0.50%0.50%
24 Month1.49%1.50%
30 Month1.49%1.50%
36 Month1.98%2.00%
48 Month1.98%2.00%
60 Month1.98%2.00%





** Must have a primary and active checking account. Will renew at a 6-month term.

* Annual Percentage Yield as of 3/10/10


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